ClearPoint Credit Counseling Solutions

*Telephone, in-person and on-line counseling for credit report analysis, debt, bankruptcy, and budget concerns *Housing concerns, homebuyer counseling and education, mortgage foreclosure prevention, reverse mortgage counseling *Financial education classes around community, on-line, webinars, podcasts

Services: Bankruptcy Assistance, Credit Counseling, Mortgage Delinquency and Default Counseling, Personal Financial Counseling

Community Action Agency, Getting Ahead

*Program consists of two components including a 15-week class called Getting Ahead in a Just-Gettin’-by World; then upon completion, participants shift to the Staying Ahead Program where they are paired with 2 mentors who meet regularly for about 6 months to advise, counsel and encourage *Program assists with GED, trade/vocational education, higher education to improve opportunities for jobs with a livable wage; employability skills, and opportunity to participate in the Agency’s On-The-Job Training (OJT) Program; job placement, coaching, and counseling; ongoing counseling, monitoring, and support from a case manager/social worker to ensure continued progress toward family self-sufficiency goals; multiple opportunities for crisis/emergency assistance during the first year based on the availability of resources *Participants meet once a week in a relaxed discussion type atmosphere and class members work closely with Career Source, TCC and Lively Vocational School; funding may be available to pay for tuition, books, job training, childcare on a case by case basis *Call for more information about class dates and times *Persons interested in becoming a mentor may fill out an application on website or call to volunteer

Services: Economic Self Sufficiency Programs, Financial Literacy Training, Mentoring Programs, Volunteer Opportunities

Community Law Program, Inc

*Assists low-income individuals (200% of Federal Poverty Guidelines) with advance directives, powers of attorney, and simple wills; must be over 60 or terminal ill *Other pro-bono services: family law, bankruptcy clinic, housing and tenant issues, divorce and paternity forms, probate, and foreclosure, free legal clinics *Call for the place and time that legal representation will be available for the client's particular need or check the website for listings

Services: Advance Medical Directives, Bankruptcy Assistance, General Legal Aid, Landlord/Tenant Assistance, Lawyer Referral Services, Mortgage Delinquency and Default Counseling

Disability Rights Florida

*Statewide designated protection and advocacy system for individuals with disabilities in the State of Florida *Information and referrals *Investigates complaints of abuse, neglect and rights violations *Negotiation and mediation support *Equal access to public and private venues *Does not cover anything that is not DIRECTLY RELATED to an individual's disability *Helps with assistive technology *Call or go on line for intake *Serves the entire state of Florida

Services: Advocacy, Assistive Technology Equipment, Consumer Complaints, Disability Rights Groups, Representative Payee Services, Specialized Information and Referral

Florida Free Legal Answers

*On-line legal advice clinic offering low-income Floridians answers to legal questions on-line free of charge; matches participants with lawyers who can answer questions on a wide range of issues including family matters (divorce, child support, adoption, domestic violence, name change); landlord/tenant; bankruptcy, consumer; education, employment, workers compensation, wills and estate planning but does NOT answer questions on criminal law *Ask a specific question about a noncriminal legal issue; receive an email when the question receives a response or log back in, see the response and ask more questions if necessary; volunteer lawyers can submit a single response or have a dialogue with the user through the site *The volunteer lawyers cannot call or represent the questioner in court; information provided by the users is confidential and volulnteer lawyers will not write letters, make phone calls, file documents or attend court proceedings

Services: Bankruptcy Assistance, Child Support Assistance/Enforcement, Community Legal Clinics, Divorce Assistance, Domestic/Family Violence Legal Services, General Legal Aid, Landlord/Tenant Assistance, Probate Assistance